PDR-Halloween-Group-Photo2017The PDR Team had great Fun on Halloween.  So many of our team participated that we had smiles all around.  We hope everyone had a Safe and Fun Halloween and enjoyed the beautiful Florida weather yesterday.

Prestige Title of Brevard and Property Debt ResearchTonya Bader of Prestige Title of Brevard and Joshua Melendez of Property Debt Research organize supplies to be flown to Puerto Rico to contribute to their recovery efforts.  This hurricane season has been catastrophic for the island.  Thank you to all that contributed their time, money, and supplies!

Property Debt Research Blood Drive Helps PeopleHelping People Achieve the American Dream of Home Ownership,” that is our mission statement.

“Helping People” is the beginning of our mission statement at Property Debt Research and the foundation of our company. Property Debt Research responded to the crises of the last several months (hurricanes Harvey, Irma, Maria, and Nate; the wildfires in California; and the mass shooting in Las Vegas) by holding a blood drive. Our donors gave enough blood to save 57 lives. The OneBlood Big Red Bus was overwhelmed with our turn out. Our employees care about our community and country. We are a family that helps people, and we are proud about that.

Property Debt Research - Inc.5000 HonoreeProperty Debt Research is pleased to announce they have made the Inc. 5000 list for the second year in a row! We are grateful to our customers and the PDR Team for making this happen. Very few companies my the Inc. 5000 list twice.

“It been an outstanding year at Property Debt Research, and we are honored to be part of Inc. 5000 list for the second consecutive year,” said Bruce Russell, CEO of Property Debt Research.

Property Debt Research will be formally recognized at the Inc. 5000 conference in Palm Desert, California on October 10-12, 2017

View our Profile on Inc.com at Property Debt Research Inc. 5000 Profile

House Clear TitleProperty Debt Research™ is pleased to announce they have partnered with LienSweeper™ to offer their customers Lien Release Tracking and Title Curative Services.

LienSweeper is a leader in the lien release research industry. They have years of experience and extensive resources allowing them to expedite the lien release and title curative research process.

Learn more about our new service by visiting our Product and Pricing pages at:
Lien Release Tracking & Title Curative Services



On June 15, 2017, the Florida HOA/COA Estoppel Certificate Reform bill – SB 398, was signed into law. The new law provides both the buyer and the seller with accurate information regarding any assessments, violations, or outstanding fees on the subject property. The new law will go into effect on July 1, 2017.

An HOA Estoppel Certificate or Estoppel Letter is required for each real estate closing which involves a property that is a member of a Homeowners Association or HOA/COA.

Prominent Features of the New Law

The HOA must designate on their website a person/entity for contact and include a street or email address for receipt of a written Estoppel request. It further provides for a cap on fees the association can charge for the Estoppel Certificate, as well as a standardized form of the estoppel certificate.

Specific revisions to the Fees allowed include:

  • The fee cap for owners that are current on their assessments is $250
  • If the owner is delinquent on assessments, an additional charge of up to $150 can be charged
  • If a Rush is required, a charge of up to $100 can be added for delivery within three (3) days

The provisions of the new law, HB 483 / SB 398, include specifications that require an Estoppel Certificate be provided in 10 days and be valid for a minimum of 30 days. If a title agent has prepaid for the estoppel fee and the closing does not occur, the association must refund the fee to the title agent upon written request within 30 days of the scheduled closing date and include reasonable proof that the closing did not occur. The association must reimburse the agent within 30 days after receipt of the refund request.

These new features will hopefully provide faster response times, increased transparency, and a more affordable fee structure.

For more detailed information about the HOA/COA Estoppel Certificate Reform Legislation, please visit:

Florida HOA Estoppel Certificate Reform SB 398

Standardized Estoppel Certificate Language, Florida Land Title Association FLTA


Changes in the 2017 FR/BAR Contract drive NEW PRODUCT introduction for Property Debt Research.

New Product Name:  Muni Search Lite

As the leader in the Municipal Lien Search industry, Property Debt Research (PDR) has been keeping up to date with the changes in the proposed revised FR/BAR 2017 real estate contract that debuted today, April 4, 2017  and may impact your business.

Property-Debt-Research-HdqrtsSpecifically, Paragraph 9(c) of the new contract defines a Municipal Lien Search as“a search of records necessary for the owner’s policy of title insurance to be issued without exception for unrecorded liens imposed pursuant to Chapters 159 or 170, F.S. in favor of any governmental body, authority, or agency.”
  • Unpaid municipal or county service charges for assessments for water, sewer, gas, electric fees and discovering municipal special assessments recorded in an Improvements Lien Book but not recorded in county public records.
  • Municipal Lien Search is due at the same time as title evidence

There are TWO KEY POINTS associated with this statement:

Point #1 – The definition DOES NOT include building permit searches which reveal open or expired permits as these do NOT have an effect on title.

Point #2 – Permit Searches by the BUYER must be conducted within the INSPECTION PERIOD, and not by the Title Evidence Deadline. Paragraph 12 (d) (i) of the contract says “Buyer may have an inspection and examination of records and documents made to determine whether there exist any open or expired building permits……… Buyer shall WITHIN THE INSPECTION PERIOD, deliver written notice to Seller of the existence of any open or expired building permits.

Resolution of the discovered permits then is determined by the type of contract “Repair/Limitation vs As Is”.

Therefore, PDR now offers two products that are positioned perfectly to help our clients navigate this new contract in the case where either the BUYER or the SELLER take responsibility to order the permit search up front.

MUNI SEARCH LITE which will retain PDR’s rigorous standards as our regular Municipal Lien Search but will NOT INCLUDE a Permit Search nor real estate taxes. This search will be at a discounted price from our current full Municipal Lien Search.

Permit Search Only: PDR has always offered a PERMIT SEARCH ONLY option as a product listing. We highly encourage you to direct the buyers to order this search UP FRONT at the time of contract from PDR, the most thorough and trusted source in the market.

If you have any questions or would like any additional information, please contact our customer relations team at (877) 543-6669 ext. 219

Reference Source: FloridaRealtors/FloridaBar Residential Contract and As Is companion

Trust Your Municipal Lien Searches to The Best!

Fort Myers, FL — March 1, 2017Property Debt Research, The Municipal Lien Search Company, announced today their client portal is fully integrated with the Landtech Data settlement software platform.  This integration ensures a best-in-class user experience for the shared customers of both companies.

“Property Debt Research is proud to partner with Landtech Data closing software.  We believe that this integration is an excellent fit for our mutual clients who need to streamline their processes to reduce redundant data entry.  This integration delivers a solution that provides convenience and accelerated service to end users,” said Bruce Russell, CEO, Property Debt Research. “
Property Debt Research’s technology investments focus on making their customers successful by saving them time and money.  The partnership between Landtech Data and Property Debt Research combines complementary services and technologies that will enhance the ability of settlement agents to respond quickly to market demands.

Landtech Data Corporation has always been a leader in technology. This latest integration with Property Debt Research is another example of our continued endeavor to stay ahead of the curve, and provide solutions that will enhance the end user experience. With the click of a mouse, Landtech users can now order Municipal Lien Searches and HOA/COA Estoppel letters in Florida and Nationwide,” said Benjamin Bell, Managing Partner, Landtech Data.

About Property Debt Research

Property Debt Research, the leader in Municipal Lien Search reports, has over 20 years of service to real estate professionals. They are ranked in the top half of the Inc.5000 list of Fastest-Growing Private Companies in America. The company specializes in researching unrecorded municipal liens and debt on commercial and residential properties in Florida and Nationwide.   They also provide HOA Estoppel letter research for properties across the country.  Property Debt Research offers exceptional client service and competitive rates.  All Property Debt Research reports are 100% Guaranteed and backed by a $1 million E&O insurance policy.

Property Debt Research serves title companies, real estate attorneys, financial institutions, settlement agents, and real estate investors in Florida and throughout the United States.  As part of the settlement services industry, they provide research services nationally for real estate transactions and closings.  They are headquartered in Fort Myers, Florida.
In addition to years of experience and a million-dollar E&O insurance policy, Property Debt Research has also invested significantly in a streamlined customer portal, which makes ordering and tracking municipal taxes and debt search reports easy, fast, and available 24/7.

About Landtech Data

Landtech Data Corporation was founded in 1979 and incorporated in 1986.  Landtech offered the first real estate settlement system for the Personal Computer. Since those early beginnings, Landtech has become one of the nation’s largest providers of real estate settlement systems to a whole host of users engaged in the financial, real estate, and loan closing process.
The Landtech Data Mission Statement is very simple.  They strive for Excellence in Engineering! Landtech takes the time to incorporate the features which are meaningful in your use of the Landtech System. Their emphasis is to create the finest real estate settlement system available. To learn more, visit:  www.landtechdata.com

Property Debt Research | Hdqrtrs: 6801 Palisades Park Court, Fort Myers, FL 33912
239-274-1272 | Toll-Free: 877-543-6669
#FLTA #ALTAonline #realestate #titleagents

Fort Myers, FL,Habitat for Humanity helps families January 31, 2017 — Property Debt Research, The Municipal Lien Search Company, announced today their partnership with Habitat for Humanity of Florida to support their goal of helping people achieve the American Dream of home ownership. Property Debt Research has committed to providing financial support, encouraging and enabling employee volunteers, and promoting advocacy for Habitat programs throughout all 67 Florida counties. Continue Reading →

Page 2 of 5