Municipal Lien Search
A vital piece of information to obtain before closing for real estate due diligence, a municipal lien search ensures that home buyers and real estate investors won't find themselves trapped with any unforeseen debt.
Municipal lien searches look for unrecorded property issues that traditional title searches won’t find—code violations, special assessments, lienable water/sewer and solid waste balances, open and expired permits and more. While these municipal issues don't live in the public record, they still pose a liability threat to new property owners.
Unlike a municipal lien search, a title search only shows what is recorded in county public record. There are times when a buyer may be stuck in an "in-between" period where the property is racking up debt. Until proper requests are made to all relevant governing bodies before the closing process takes place, these debts and hidden fees will remain out of the sight—and control—of the buyer.
Since 2001, Property Debt Research has served the title and real estate industry as Florida's most trusted source for Municipal Lien Searches and HOA Estoppels. For nearly 2 decades, Property Debt Research has provided fast, reliable service for real estate title support and residential and commercial properties. With a 100% satisfaction guarantee and a $1 million E&O Insurance Policy, title companies across Florida can rest assured with PDR.
This is incredibly important because a municipal lien in Florida may remain attached to a debtors property (even if the property changes hands) for ten years or more. Relevant statute(s) can be found at Fla. Stat. Ann. Sections 55.202 to .205, 55.081, 55.10.
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