The holidays have arrived! It’s the time of year when families take vacations, gather for get-togethers, and spend more time with those they love most.

Restaurants are filled to the brim with customers, stores are flooded with last-minute gift-buyers and people rushing for holiday presents, and kids are off school and in full play mode.

But even during this season of rushing, one thing helps us to slow down and reflect—the joy of the holiday season.

Life is hectic, work is busy, and there are always things to be done. But when the holidays roll around, time seems to stand still and our loved ones truly feel like the most important thing in our lives.

At Property Debt Research, we are so grateful for the gift of your referrals, your business, and the chance to play a part in helping your clients realize their dreams of homeownership.

From our entire PDR family, we wish you and your family a joyful, restful, and food-filled holiday season.

Happy Holidays,
The Property Debt Research Team

Thanksgiving 2018

With Thanksgiving week upon us, we’re baffled by how quickly 2018 has flown by.

As we sit down with our families to exchange words of gratitude and share plenty of food (and pie!), we consider the root of our thankfulness: Is it circumstantial? Is it grounded in the idea of always giving thanks, because whether it’s family, friends, or food, we always have something to be thankful for?

As you sit down with your loved ones, we encourage you to consider the same things: Is there a roof over your head? Do you have food to eat? Have your needs been met in this last year that have been overlooked?

When we root ourselves in thankfulness, we’re striving to spend this Thanksgiving weekend—and every day—as a positive and grateful response to all of life.

Let’s be grateful together for what we have, what we share, and what is to come in the new year.

At Property Debt Research, we are immensely thankful for your business, your referrals, and—most of all—we’re thankful for the opportunity to help you make your client’s home ownership dreams come true.

From all of us, we wish you and your families a happy and healthy Thanksgiving holiday.

Blessings and thanks to you all,
The Property Debt Research Team

According to a Redfin analysis, nearly 27% of home sellers reduced their listing price by at least 1 percentage point during a four-week period ending Sept. 16, 2018.

The 26.6% of home sellers who lowered their selling price during that period, according to Redfin, is a record—at least since the metric began to be regularly tracked in 2010.

Taylor Marr, a Senior Economist at Redfin, says buyers are becoming choosier in response to a softening market.

“After years of strong price growth and intense competition for homes, buyers are taking advantage of the market’s easing pressure by being selective about which homes to offer on and how high to bid,” Marr said.

“…The increase in price drops may be another indicator that sellers are going to have trouble getting the prices, and the bidding wars, that they may have just months ago…Instead, many are finding their homes are sitting on the market without much interest until they start reducing their prices.”

The number of home sellers who dropped their selling price has increased 4.8% from the same period one year ago, according to the same analysis.

During that period, 21.7% of homes experienced a price drop. Since late March, that trend has continued fairly consistently.

Jessie Culbert, a Redfin real estate agent in Seattle, believes that sellers are using price drops strategically rather than out of urgency or desperation.

“In a market where we’re seeing more inventory, sellers may choose to use price reductions to continue to generate interest in their home for sale,” Culbert said.

“Ultimately, the market dictates the appropriate price for any given home.”

Habitat for Human Property Debt ResearchAs one of the nation’s most impactful non-profit organizations, Habitat for Humanity helps families build and improve places they can call home.

With values built on its strong commitment to building affordable housing and creating stable, self-sustaining communities, Habitat for Humanity has impacted thousands of families across the United States.

But families aren’t the only ones that feel the weight of positive community impact—businesses like us do, too.

At PDR, we’re proud to partner with such a genuine organization that actively works to improve lives through housing and shelter development.

Our partnership with Habitat for Humanity runs deeper than donations. Over the past few years, we’ve had the privilege of volunteering in the field alongside those who make a living by helping others find their own.

A few highlights of our work with Habitat for Humanity:

  • We donate a portion of every sale to Habitat for Humanity Florida.
  • Those contributions get dispersed to all 57 locations enabling us to help families across all of Florida.
  • Over the past two years (2018 and 2017), we’ve been honored to contribute $9,478 and $11,391, respectively.
  • Each year we take part in a build, and have done two so far. (a demolition and a painting)

With an new event coming up on November 17th, we eagerly look forward to continuing work with an organization we’re proud to join hands with.

Learn more about Habitat for Humanity:


Habitat for Humanity PDR Volunteer Habitat for Humanity PDR Volunteer Habitat for Humanity PDR Volunteer
Habitat for Humanity PDR Volunteer Habitat for Humanity PDR Volunteer Habitat for Humanity PDR Volunteer